Entertainment has gone global, and platforms like Netflix are now part of everyday life for many Nigerians. But when it comes to paying for subscriptions, local cards often fall short.
Due to international payment restrictions, enjoying your favourite show can quickly turn into a frustrating experience.
Thankfully, fintech solutions like virtual dollar cards—offered by trusted platforms such as Cardtonic—are changing the game. These tools are part of a broader shift in how financial services are evolving, making digital access more inclusive and seamless.
This guide breaks down exactly how to subscribe to Netflix in Nigeria—quickly, securely, and without card decline drama.
How to Subscribe to Netflix in Nigeria
The easiest way to pay for Netflix in Nigeria is by using either a free virtual dollar card or a Netflix gift card. Both options work without relying on traditional bank cards, and they’re perfect for bypassing payment restrictions.
1. Get a Virtual Dollar Card:
Most Nigerian naira cards are declined for international payments, making them unreliable for services like Netflix. A better alternative is a virtual dollar card, which works like a regular dollar debit card—without any of the restrictions tied to local bank cards.
You can get one easily from Cardtonic, a trusted platform that offers secure and reliable virtual card services you can set up in minutes.
How to Use a Virtual Dollar Card for Netflix Payments:
To pay for Netflix in Nigeria using a virtual dollar card, first create the card on Cardtonic. After that, link the card to your Netflix account as a payment method. Once it’s added, Netflix will automatically bill the card for your monthly subscription.
Step One: Get a Virtual Dollar Card
1. Download the Cardtonic app or visit the website and complete the registration
2. On the dashboard, click on the “virtual Dollar Card” icon.
3. Select your preferred card type, input the necessary details, and click “Create card.”
Step Two: Add the Card to your Netflix Account
4. Go to www.netflix.com and sign in to your account.
5. If you don’t have an active plan, Netflix will prompt you to “Finish Setting up Your Account.”
6. Choose your preferred plan (standard, premium, etc.).
7. Select “credit or Debit card” as your payment method.
8. Enter your Virtual dollar card details (card number, expiry date, CVV, and billing address).
9. Click “start membership” to activate your subscription.
Once completed, Netflix will begin billing your virtual dollar card monthly based on your selected plan.
2. Pay with a Netflix Gift Card:
If you don’t have access to a virtual dollar card, a Netflix gift card is another easy way to subscribe. These are prepaid vouchers that let you top up your Netflix account without needing a bank card—making them a great alternative for users in Nigeria.
You can get a Netflix gift card instantly on Cardtonic, where digital gift cards are delivered straight to your email and paid for in Naira.
Once you receive your code, simply redeem it on Netflix, and your account will be credited immediately.
How to Use Netflix Gift Cards to Pay for Your Netflix Subscription
Once you’ve bought your Netflix gift card, you have to create a Netflix Account, enter the gift card code and the balance will be applied to your account.
Step 1: Visit www.netflix.com/redeem.
Step 2: Sign in or create a Netflix account.
Step 3: Enter the gift card code you received.
Step 4: The balance will be applied to your account automatically.
Frequently Asked Questions About Netflix Payments
1. Can I Pay for Netflix Using a Nigerian Debit Card?
It depends on your bank and the type of card. While some Nigerian debit cards—especially Visa or Mastercard—might work for Netflix, many are restricted from making international payments.
If your card fails, the most reliable alternatives are a virtual dollar card or a Netflix gift card, both of which work without issues.
2. How Much is Netflix Per Month in Nigeria in 2025?
As of 2025, Netflix subscription prices in Nigeria vary by plan and exchange rate. The Mobile plan starts at around ₦1,200 per month, the Basic plan is about ₦2,900, the Standard plan ranges from ₦3,600 to ₦4,000, and the Premium plan can go up to ₦5,000, depending on your billing method and currency conversion at the time.
3. Are Virtual Dollar Cards Accepted by Netflix?
Yes, Netflix accepts virtual dollar cards. In fact, they’re one of the most reliable and convenient ways to pay for a Netflix subscription in Nigeria, especially if your local bank card gets declined.
4. Can I Pay for Netflix Using Gift Cards in Nigeria?
Yes, you can. Paying with a Netflix gift card is one of the easiest ways to subscribe without relying on a bank card. On Cardtonic, you can buy and sell gift cards, including Netflix gift cards in USD, and redeem them directly on your Netflix account.
5. Do I Need a VPN to Use Netflix in Nigeria?
No, you don’t. Netflix is officially available in Nigeria, and you do not need a VPN to access local or international content libraries unless you’re trying to view region-specific content.
Conclusion.
Checking out your favourite movies and series on Netflix shouldn’t be a problem.
With access to a free virtual dollar card and platforms such as Cardtonic that allow you to buy and sell gift cards, staying connected to the global content is very accessible.
By embracing these digital solutions, Nigerian users can skip past outdated restrictions and enjoy a smooth, uninterrupted Netflix experience.
